Who We Are
Our mission is to
increase and improve housing opportunities for low and moderate-income households
and special needs population, including the homeless, elderly and disabled individuals
throughout the Hudson Valley Region and surrounding counties.
1974 HAC has made a difference
the development of over 1500 units in the Westchester/Hudson Valley and surrounding
leveraging well over $100 million in public and private funding to create affordable
rental and ownership housing;
contracting with the City of Yonkers to provide advice and support to comply with
a housing desegragation order;
collaborating with the New York Mortgage Coalition since 1994 to provide individual
home ownership counseling to potential first-time homebuyers;
creating a program design for the County over the period 1974 to 1990 that resulted
in the creation of the Westchester County Division of Housing and Community Development
and a Housing Office with the Department of Social Services. It helped create
the Westchester Housing Fund and spearheaded the creation of WESTHAB, a county-wide-not-for-profit
housing development and management organization which was spun off in 1982.
offers technical assistance and extensive services to community-based not-for-profit
organizations, public agencies and community-minded for-profit developers to produce
and preserve affordable housing.
Home Ownership Services
In collaboration with the New York Mortgage Coalition, HAC provides counseling
enabling individuals to learn how to budget for a home, to establish a good credit
history and to apply for a mortgage. HAC partners with Astoria Federal Savings, Bank of America, Citibank, HSBC Bank USA, JPMorgan Chase, M & T, North Fork Bank, The Bank of New York and Washington Mutual.
In collaboration with Westchester Interfaith Housing Corp. and Westchester Residential
Opportunities, HAC provides comprehensive first-time homebuyer counseling services
plus down payment and closing cost assistance.
HAC has grants
available to enable home owners to maintain their housing, and enable first
time buyers to have greater access to the market by offering repair funds once
they are closed. Up to $15,000 is provided for eligible repairs in homes owned
by low- and moderate-income families in
The program covers up to 60% of the cost of repairs.
Households must cover the balance with their own or borrowed funds, or other grants which HAC will help to arrange.
Program Design Services
assists public and private agencies to identify policies and design programs that
facilitate the production and preservation of affordable housing
the Community Housing Resource Center
sponsored by the United Way of Westchester and Putnam, is dedicated to promoting a
more favorable climate towards affordable housing in Westchester County. The Center
works at the grass roots level, community by community, to garner local support
for affordable housing initiatives. It provides information and technical assistance
in constructive ways to local public officials and interested citizens to develop
affordable housing plans that will receive broad-based community support. It is
governed by a 12 to 16 member Policy Board.
about and advocates for affordable housing programs and policies
Through a newsletter and 'Call to Action', HAC provides information
on innovative housing initiatives, local public and private housing programs,
as well as new legislative and administrative developments. HAC develops and articulates
public policy positions on affordable housing and is known for its reliable facts,
solid analysis and cogent, persuasive arguments.
is a strong component for obtaining funds and provides a base to launch housing
advocacy efforts. You, as well, can benefit from the opportunity to exchange information
and ideas to develop programs. Through newsletters and 'Calls to Action' you are
alerted to significant housing legislation and can learn about affordable housing
and home ownership programs.
Should Join HAC
is open to all concerned with affordable housing--
all individuals interested in housing